You might be wondering if now is the right time to purchase a home, with the real estate market and mortgage rates constantly changing, here are several factors to consider that can help you determine if now is the right time to purchase a home in Edmonton[/caption]...
It is wise when in the market for a mortgage to compare what is being offered by your Bank with what is available through a Mortgage Broker. The Government of Canada, on their web site https://www.canada.ca/en/financial-consumer-agency/services/mortgages/reduce-prepayment-penalties.html states that it is best to check with a Mortgage Broker with regards to what they can offer.
The four areas you should compare are:
1) Rate: Once you have the rate your Bank will offer you, contact us to see if we can offer a better rate from one of our over 40 lenders.
3) Service: Compare the service you receive from your Bank vs a Mortgage Broker. The bank employee works for the Bank and its shareholders, a Mortgage Broker works for you.
4) Expertise: Buying a home and getting a Mortgage is the biggest investment you will make. You want to have someone with many years of experience working for you. At the Best Rate Mortgage Team we have over 20 years of experience.
You shop around and compare when you are buying anything online which saves you money and ensures you are making the right buying decision, so it makes sense to do the same when you are in the market for a mortgage.
Contact us anytime with any mortgage questions you may have
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