The Best Rate Team

Denise Budney
Mortgage Broker
The Best Rate Mortgage Team is lead by Denise Budney who has worked with Financial Advisors and their clients for a number of years as the Mortgage Specialist for Investors Group. Denise has been a licensed Mortgage Broker since 1998 and during that time has provided mortgages to thousands of clients, many of which have become friends and return clients. Denise has also worked with and coached many Financial Advisors on how to compete with the bank in using the mortgage as the anchoring product for Financial Advisors to build their book of business.

Bernie Budney
Mortgage Broker
Bernie Budney joined the team six years ago. Bernie started his career with the commercial credit department of Shell Canada and has worked in senior roles with a number of banks and fortune 500 companies. He ended his banking career as the Assistant Vice President of the mortgage division for a Canadian Chartered Bank. With over 25 years of experience in Commercial Credit, Agricultural Lending and Private Lending, Bernie is able to offer a wide variety of lending solutions for Corporate and Business For Self clients and is called upon by a number of Lawyers and Accountants to help their clients with their financing needs.

Nathan Schmidt
Mortgage Broker
Nathan Schmidt joined the Best Rate Mortgage Team in 2022 as a licensed Mortgage Broker. His goal is to educate people about mortgages and create a smooth and painless home buying experience. He received his bachelor’s degree through the University of Alberta and has a client service background. Nathan grew up involved in his family’s business which has given him a strong understanding and passion for finance. He brings a fresh perspective to the mortgage industry and will ensure all of your questions and concerns are answered to help make you feel comfortable throughout the entire home buying process.

Kristin Budney
Social Media and Marketing Manager
Kristin Budney has been around mortgages her entire life. This combined with her wealth of experience on Social Media and the Internet has made her a perfect fit for the position of Marketing Manager for the Best Rate Mortgage Team.

Cali Budney
CBO – Chief Barking Officer
Cali is the CBO of our company (Chief Barking Officer) and head of Security. She can sometimes be heard in the background barking out orders to make sure things are running smoothly. She puts in long hours in the office as well as works from home on the weekends juggling her roles of CBO and head of Security.