...team were thoughtful and thorough

Mr. Budney and his team were thoughtful and thorough, and dealt with every first-timer question I threw at them with grace. I didn't even feel bad asking what might have seemed like dumb questions! They worked hard and got me an amazing rate and helped me to get a home I didn't even believe I could afford. I would recommend them to anyone.

...determination, commitment and patience are commendable.

After having a not so pleasant experience with another broker I reached out to Bernie for a second opinion, what I received was more than that. His determination, commitment and patience are commendable. Bernie took the time to answer every question, go through every detail and because of this, buying my first home wasn't as scary. He was also able to get me a fantastic rate, which is an added bonus. I highly suggest Bernie to anyone looking for a mortgage broker, you will not be disappointed. Thank you again Bernie!!!

Bernie and Dawn went over and above what was required

We just bought a house with Bernie's help. The house is 101 years old and has a wooden foundation. with the current economic climate in Alberta the banks are a bit less open to lending on a house with those attributes even though it is in immaculate shape. Bernie and Dawn went over and above what was required to help us get together with the right lender for this house, and for that we will be forever grateful. Thank you Bernie and Thank you Team TMG!! Leanne & Patrick

Bernie is exceptionally competent

When it comes to mortgages and banking, Bernie (and the Best Rate Mortgage team) is/are the real deal. Bernie is exceptionally competent, holds an expert knowledge of the financial industry, and truly epitomizes the definition of professionalism. I came to Bernie with a deadline and a tough situation and Bernie took my call and worked through the case in such a way that reduced my frustration and grief of securing the best mortgage deal possible. I will not only deal with Bernie in the future, but I highly recommend him as a top-shelf mortgage broker and all-around great guy! Note: This testimonial was offered by me, the client because I felt that the quality of Bernie's work was excellent and that others can benefit from working with Bernie and 'The Best Rate' Mortgage Team (TMG). P. Allen Ph.D. c.

The best mortgage team!!!

The best mortgage team!!! = ) Everything was clear and hassle free, especially coming from someone who is a first time home buyer. Bernie was very professional and got us the best rate! His very patient in explaining everything about mortgage and answering all our questions. Debbie was very helpful and she always give us an update on the status of our mortgage and if there is anything missing with our submitted documents. OVERALL, GREAT EXPERIENCE and I'm very happy with my decision to chose them as our mortgage broker.

Bernie was amazing

Bernie was amazing. We were turned down for a mortgage by RBC because we'd been living in the US and Bernie quickly and efficiently got us excellent financing and made our house purchase possible. We can't say enough about his friendly and professional attitude and we are very grateful our real estate agent recommended him.

...very satisfied with the service I received

I am very satisfied with the service I received from Bernie and Debbie at Best Rate Mortgage Team. They are highly knowledgeable and extremely helpful. Bernie is polite and diligent, with a very professional manor yet extremely friendly at the same time, he seems to have mastered the perfect balance. Bernie was always available to address any questions or concerns that I had and nothing was too much effort. If you are self-employed or looking for an alternative to the big banks, consider using The Best Rate Mortgage Team!

Bernie is so awesome!!!

Bernie is so awesome!!! My husband and I being first time home owners needed a lot of direction to know exactly what to do. Bernie worked with us in such a positive manner, VERY quickly, and really made the whole process feel so stress-free! I am the type of person who can worry a little too much at the best of times, (just ask my husband... haha!) and Bernie made me not feel worried at all, and I knew he was going to get things done for us in an incredibly efficiently manner. I would highly recommend Bernie for all your mortgage needs!

...first time buyers

As first time buyers we really appreciated the time Bernie took to explain the mortgage process to us. He showed us how the Home Buyers Plan offered by the Federal Government could provide us with the money for our down payment. Thanks to Bernie we were able to buy a brand new home and stop wasting money on rent.

...new teacher without a continuous contract

I am a new teacher without a continuous contract. My husband and I were pre-approved with another broker but they backed out at the last minute. Bernie saved the sale and got my husband and I into our dream home. He went the extra mile and worked so quick as we were under a tight deadline. I thought we’d have to settle for a higher rate given my situation but this man is a miracle worker. I would recommend him to everyone. Words cannot convey the job he did and the difference he made for us in buying our first home.

Denise made my first mortgage selection experience a very positive one...

Denise came highly recommended to me, and it was clear why. She truly understands what being client-focused means. Denise made my first mortgage selection experience a very positive one, due to her responsiveness, patience in answering all of my questions with respect and insight, and taking the time to show me all of my options. I highly recommend Denise to anyone looking for a mortgage.