Reverse Mortgage

A Reverse Mortgage is a possible solution for senior homeowners to access the equity in their home. The biggest plus of the Reverse Mortgage is that it does not require an interest or principal payment to be made while you remain in the house.

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 Other options to access this equity are possible depending on your situation. Once suggestion we make to our clients is to put a home equity line of credit (HELOC) in place prior to retiring. The HELOC can stay in place with little or no cost untill you need to draw from it. Another option is to downsize your current property and buy something smaller which would free up some of the equity as well.

Which solution is best for one to use to access the equity in their home depends on a number of factors which are unique to each person. We suggest a free consultation to go through the options to determine which is best for you.