Have First Time Home Buyer Questions?

With over 20 years of experience and having helped thousands of First Time Home Buyers with the process, we can answer all of your questions.

Wondering how much of a mortgage you qualify for?

Get Pre Qualified Onine in less than 60 Seconds.

Download our phone app to get started!

The Best Rate Mortgage Team

The best place to start is with a Pre- Approval that can be done online with our Phone App. It can be downloaded from above. The next step would be to spend some time with you on the phone going through the application with you and answer any questions you may have. From there you will know exactly how much of a mortgage you qualify for, lock in the lowest rate and we can work with you to put a plan together for you to purchase your first home.

  • First Time Buyer
  • Rental Property
  • Second Home
  • Refinance
  • New Build
  • Bank says No
  • Renewal
  • Reverse Mortgage

See what our clients say about our 5 star personalized service


Being a first time buyer, I knew little to nothing about the process and had millions of questions. Bernie and Denise were extremely kind and helpful throughout the entire process. They were always prompt to answer all questions and concerns. And of course, succeeded in getting us the best rate possible!

Chelsea Coppel

After having a not so pleasant experience with another broker I reached out to Bernie for a second opinion, what I received was more than that. His determination, commitment and patience are commendable. Bernie took the time to answer every question, go through every detail and because of this, buying my first home wasn’t as scary. He was also able to get me a fantastic rate, which is an added bonus. I highly suggest Bernie to anyone looking for a mortgage broker, you will not be disappointed. Thank you again Bernie!!!


Mandi A

As a first time home buyer, Denise made the process as easy as possible. She was clear and concise about every step of the process and was always quick to respond to any questions or concerns that I had. I also felt that she got me a very competitive mortgage rate. I would recommend using this company to anyone looking for great services and rates on their mortgage

Megan Palen

Call or Message The Best Rate Mortgage Team today for a Free Consultation.

Toll Free: 1-800-350-9888

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