New Home Mortgages
Why not get a better mortgage than what the bank can offer?
Better Rates
Better Service
Better Options
All without any of the Banks high penalties
Provider | 5 Year variable | 5 Year fixed |
---|---|---|
|
6.20% Prime -1.00 |
5.69% |
RBC Royal Bank |
6.95% Prime -0.25 |
5.89% |
CIBC |
6.70% Prime -.5 |
5,89% |
TD Bank |
7.00% Prime -0.20 |
5.84% |
Bank of Montreal |
6.80% Prime -.40 |
5.92% |
Scotiabank |
7.15% Prime -0.05 |
6.54% |
|
6.20% Prime -1.00 |
5.69% |
No Down Payment No Problem
Own your own home sooner by using a wide range of sources for your down payment. If you have a proven track record of meeting your debt requirements and sufficient income to support your mortgage loan payments, there are a number of options open to you to help you with the down payment.
Over the years we have worked with many home buyers who had good credit and great income but had not yet been able to save the required down payment. These home buyers were tired of wasting money on rent every month and wanted to start building equity in their own home. Fortunately, we were able to overcome the down payment hurdle using some of the programs that are available and help these buyers into a home and off of the rental treadmill. Please contact us to see what options are available to help you overcome the down payment hurdle.


Construction Financing
Just as there are a lot of parts to construction there are a lot of moving parts to Construction Financing. That is why you want to have a Construction Financing Expert help you through the process.
The Best Rate Mortgage Team is very fortunate to have a Construction Financing Expert with over 10 years of experience financing infills, custom builds, self builds and regular new construction. She can arrange financing for Land, Hard and Soft cost and Services on owner occupied, rentals, multiplexes and acreages. We also do builder financing on spec homes and flips.
Through our network of lenders, we can provide you with the financing structure and flexibility to make your project a success. Whether it is capitalizing the interest cost, having unlimited number of draws, open mortgages or whatever you require, we will work with our lenders to provide you with a solution.
Mortgage Calculator
No matter your situation, The Best Rate gives you the tools to make the best mortgage decision.
Mortgages
Whether you’re buying or refinancing a home or purchasing an investment property, choose the Best Rate.
Apply Online
With our “apply online” tool, applying for mortgage funding has never been easier.
Mortgage Questions
Do you have mortgage questions? The Best Rate has the expertise and knowledge to give you the answers
See what People are saying about the Best Rate Mortgage Broker Team
Call or Message The Best Rate Mortgage Team today for a Free Consultation.
Toll Free: 1-800-350-9888
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